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Allstate Insurance Co. v. Miller

Court of Appeals of Missouri, Western District, Third Division

January 28, 2014

ALLSTATE INSURANCE COMPANY, Respondent,
v.
RONDI S. MILLER, Appellant

Appeal from the Circuit Court of Platte County, Missouri. The Honorable Owens Lee Hull, Jr., Judge.

Robert J. Luder and Michael W. Shunk, Overland Park, KS, for Respondent.

Stephen G. Sanders and David L. Johnson, Kansas City, MO, for Appellant.

Before Division Three: Karen King Mitchell, Presiding Judge, and Lisa White Hardwick and Gary D. Witt, Judges.

OPINION

Order

Per Curiam

Rondi Miller appeals the trial court's entry of summary judgment in favor of Allstate Insurance Company, which sought a declaration that Allstate owed Miller $100,000, and no more, under her automobile policy's underinsured motorists coverage. Miller argues that, because she paid two different premiums for underinsured motorists coverage on two different vehicles in a single policy, she should be entitled to recover up to the full limit of liability on each vehicle, for a total of $200,000. But because the policy expressly and unambiguously disallows stacking, Miller's claim is without merit. The trial court's entry of summary judgment is affirmed. Rule 84.16(b).


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